Our Commitment to Privacy.
Collection, Use and Retention of Client Information.
When you visit our Site you may provide us with two types of information: 1) personal information you knowingly choose to disclose that is collected on an individual basis; and 2) web site use information collected on an aggregate basis as you and others browse our Site.
1. Personal Information -- Our Use of Information That You Provide Us.
A. General Policy. Broadly speaking, we use personal information for purposes of administering our business activities, providing customer service and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to our Site, new services and special offers we think you will find valuable. The lists used to send you product and service offers are developed and managed under our traditional corporate standards designed to safeguard the security and privacy of our customers' personal information.
B. Credit Card Information. If you choose to purchase products or services from Company or our partners, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information:
Credit card number
Home and/or business phone number
Other personal information (i.e., mother's maiden name)
C. E-Mail. If you choose to correspond with us through e-mail, we may retain the content of your e-mail and our response so that we can more efficiently handle any follow-up questions you may have.
D. Online Applications. When you apply on the Site for accounts or services, you provide personal information that is necessary for us to process your application. Company, along with our affiliates, may keep the information you provide to us, along with information we collect from outside sources, so that we can offer you accounts and services related to your financial needs.
E. Online Surveys. The information you provide to Company via online surveys and promotions on the Site will be used for internal marketing purposes, including for the development of new services and information on the Site.
2. Web Site Use Information.
Similar to other commercial web sites, our Site utilizes a standard technology called ''cookies'' and web server logs to collect information about how our Site is used.
A. What Are Cookies? ''Cookies'' are a feature of web browser software that allows web servers to recognize the computer used to access a web site. They are small pieces of data that are stored by a user's web browser on the user's hard drive. Information gathered through cookies and web server logs may include information such as the date and time of visits, the pages viewed, time spent at the Site, and the web sites visited just before and just after our Site. Cookies can remember what information a user accesses on one web page to simplify subsequent interactions with that web site by the same user or to use the information to streamline the user's transactions on related web pages. This makes it easier for a user to move from web page to web page and to complete commercial transactions over the Internet. Cookies should make your online experience easier and more personalized.
B. How We Use Information We Collect from Cookies. We use web site browser software tools such as cookies and web server logs to gather information about our Site users' browsing activities in order to constantly improve our Site and better serve our customers. This information assists us to design and arrange our web pages in the most user-friendly manner and to continually improve our Site to better meet the needs of our customers and prospective customers. We do not use these technologies to capture your individual e-mail address or any personally identifying information about you although they do permit us to send focused online banner advertisements or other such responses to you.
3. Disclosure of Information.
B. Legally Compelled Disclosure of Information. We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights.
C. Sharing Information with Affiliates. From time to time, you may notice offers from outside companies advertised on our Site. We take measures to select product or service providers that are responsible and afford privacy protections to their customers. However, we cannot and do not make any representations about the practices and policies of these companies.
D. Sharing Information with Others. Unless otherwise stated herein, your information will not be shared with any other parties.
4. How We Secure Information Transmissions.
A. Information Security. We utilize encryption/security software to safeguard the confidentiality of personal information we collect from you.
B. Network Security.
C. Employee Access, Training and Expectations. Our corporate values, ethical standards, policies and practices are committed to the protection of customer information. In general, our business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons, processes and transactions.
5. Children's Privacy.